Council Tax Calculator 2026/27
Estimate your council tax bill by selecting your band, region, and any discounts you qualify for. Free, instant, no registration required.
Council Tax Calculator
Estimate your annual council tax by band, region, and discounts.
Typical property: Average semi, small detached. Bands based on April 1991 valuations.
Annual Council Tax
£2,050
Monthly Payment
£205/mo
Paid over 10 months (April to January)
How the Calculation Works
The formula is straightforward:
Annual bill = Regional Band D rate x (band fraction / 9) - discount percentage
For example, a Band C property in the South East with single person discount:
£2,195 x (8/9) = £1,951 (before discount)
£1,951 x 0.75 = £1,463 (after 25% single person discount)
Monthly: £1,463 / 10 = £146 (10-month) or £122 (12-month)
Important Notes
- This calculator uses regional average Band D rates for 2026/27. Your actual bill depends on your specific council.
- Scotland uses different band ratios for bands E to H (steeper multipliers since 2017). This calculator applies the Scottish ratios when Scotland is selected.
- For your exact bill, check your local council's website or refer to your annual council tax notice.
- The calculator does not account for parish precepts, which can add £20 to £200+ in some areas.
Band D Rates by Region (2026/27)
Average Band D rates used in the calculator.
| Region | Average Band D | Monthly (10 months) | Monthly (12 months) |
|---|---|---|---|
| London | £1,648 | £165 | £137 |
| South East | £2,195 | £220 | £183 |
| South West | £2,284 | £228 | £190 |
| East of England | £2,201 | £220 | £183 |
| West Midlands | £2,156 | £216 | £180 |
| East Midlands | £2,234 | £223 | £186 |
| North West | £2,178 | £218 | £182 |
| North East | £2,145 | £215 | £179 |
| Yorkshire and Humber | £2,134 | £213 | £178 |
| Scotland | £1,527 | £153 | £127 |
| Wales | £2,125 | £213 | £177 |
Frequently Asked Questions
How accurate is this calculator?
It uses regional average rates and is typically within 10% of your actual bill. For exact figures, check your council's website.
How is council tax calculated?
Your council's Band D rate multiplied by your band's fraction (6/9 for Band A up to 18/9 for Band H), minus any discount percentage.
What is the difference between 10 and 12 month payments?
Same total, different monthly amounts. 10 months = higher monthly payment (April to January). 12 months = lower monthly payment all year.